How to vet a cleaning service in New York

Updated July 19, 2026 · 2 min read · EveryMaid editorial

Short answer

Ask three things before you book. Do you carry general liability and workers' compensation, and can you send a certificate of insurance? Are your cleaners employees or independent contractors? Who pays if something in my home is damaged? A legitimate company answers all three without hesitating.

Insurance is the question that matters

General liability insurance covers damage to your home. Workers' compensation covers injury to the cleaner while they are in it. Without the second one, an injury in your apartment can become your financial problem, and most renters' and homeowners' policies are unhelpful about this.

Ask directly whether they carry both, and whether they can send a certificate of insurance. A legitimate company produces one without friction, because they do it constantly for building managers. Hesitation or a vague answer is the answer.

Employees or contractors

Companies using W-2 employees generally screen, train, and supervise them, and the company carries the insurance. Companies routing work to independent contractors are a booking layer, and the coverage question moves to each individual cleaner.

Neither model is automatically worse. Plenty of excellent cleaners in New York work independently. But you should know which one you are hiring, because it determines who is accountable when something goes wrong.

Reading reviews without being misled

A star average on its own is a weak signal. A 4.9 from twelve reviews tells you much less than a 4.4 from four hundred.

Read the three-star reviews. They tend to be the most specific and the most honest, because the writer has no reason to exaggerate in either direction.

Look for patterns. Any company with volume has an angry review. What matters is whether the same complaint repeats: cleaners arriving late, scope creeping, a different person every visit, or nobody answering the phone after payment.

Check how the company replies to criticism. A defensive or boilerplate response to a specific, detailed complaint tells you what a dispute with them would feel like.

Before the first visit

  • Confirm in writing what is included and what costs extra
  • Confirm how long the visit is booked for and what happens if it runs over
  • Confirm the cancellation window and the fee
  • Ask whether the same cleaner comes each time
  • Agree how they get in: buzzer, doorman, lockbox, or key handoff
  • If you hand over a key, write down who holds it

Getting the same person each visit matters more than most people expect. A rotating cast means re-explaining your preferences every time, and it is the most common reason people quietly stop using a service.

See insured, background-checked cleaners

Common questions

What should I do if a cleaner breaks something?

Photograph it, report it in writing the same day, and ask the company to file a claim against their liability policy. Established companies have a process for this. If they carry no insurance, your options narrow to whatever they agree to voluntarily.

Are background checks standard for NYC cleaners?

They are common at established companies and rare among independent cleaners. Ask what the check actually covered and how recent it is. The phrase gets used loosely and can mean anything from a full criminal search to a reference call.

Should I be home during the cleaning?

For the first visit, yes if you can. It is the easiest way to walk through expectations and see how the person works. After that most people leave a key or building access and are not home.

Do I need a certificate of insurance for my building?

Many New York co-ops and managed buildings require one naming the building as additional insured before any vendor can work there. Ask your super what is required before you book, not after.

Keep reading

Prices and practices in this guide are general to New York City and change over time. Confirm anything that affects your booking with the provider before you hire them. Browse cleaners.